Money & Consumer Rights
12 questions, each answered in plain language with the law behind the answer.
Can I recover money sent by accident to the wrong GCash or Maya number, and can the recipient legally keep it?
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Can an online lending app have me arrested for an unpaid loan?
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What happens if a check issued to me bounces? Can the issuer be jailed under BP 22?
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Collection agencies and online loan apps are threatening police arrest, texting my employer, and posting on social media about my unpaid debt. Is this illegal harassment?
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Can stores give candy instead of change or refuse to give exact change?
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My brand-new car keeps coming back to the casa for the same defect. Can I demand a replacement or refund under the Lemon Law?
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The store has a 'No return, no exchange' sign and refuses to replace an item that turned out to be defective. Is that allowed?
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I ordered something online and received the wrong item, a fake, or a broken one, and the seller won't refund me. What are my rights?
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The cashier charged me more than the price on the shelf tag, or added a charge nobody told me about. Do I have to pay the higher amount?
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Can a restaurant or store refuse senior citizen or PWD discounts during promotional sales?
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Someone owes me money and refuses to pay. How do I sue in Small Claims Court without a lawyer?
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